Solutions for private car fleet insurance

When fleet insurance companies discuss Private Car Fleets we are not talking about vehicles only used for pleasure, although we could be as we can happily offer fleet insurance for non business users, we are talking about fleets which consist of cars, not vans or trucks just cars.

These private car fleets can be made up with all types of private cars, any values, any models however although motor fleet insurance can cater for all these some of the covers may come at a high premium.

Private car fleet insurance can cover a combination of different car models, some examples below:

• Performance Cars – Subaru’s, Mitsubishi, Evo’s, Lotus, etc.
• High Value Cars – Aston Martin, Porsche, Rolls Royce, etc
• 4 x 4’s – Land Rover, Porsche, BMW, Ford, etc
• Hatchback/Saloon Cars – Ford, BMW, Volkswagen, Audi, etc
• Environmentally Economic Cars – Toyota, Pirius, Honda’s, etc

The list of cars would be endless but hopefully you start to get the impression that fleet insurance can cater for all types of vehicles!

If you already have a private car fleet then you should be in possession of your Fleet Insurance Claims Experience, this document contains important information about the performance of your fleet from a perspective new insurers point of view.

As a fleet insurance customer you should understand what is on your motor fleet insurance claims experience or simply call your broker (or Cover4) and ask them to explain to you the information which is contained therein.

You can find a further page on our website which explains the lay out of a typical fleet insurance claims experience and some explanations as to what the figures mean to you and your fleet insurance company, or speak to one of our fleet insurance experts.

Some fleet insurance clients worry that they may not alter their policy cover if they wish to include other types of vehicles such as vans, HGV’s etc.

Whilst your fleet insurance company may apply different terms or excesses they will be able to accommodate your requirements, if your fleet insurance company says they cannot then challenge them as we know at Alan Blunden that we will accommodate any request our fleet insurance clients may make of us – obviously within reason!

Talk to one of our fleet insurance experts now on free phone 0800 781 9790 or click here.