Looking for motor insurance in Southend?

November 25, 2013

We understand the stresses on individual and family budgets in the modern world.

From our own customer contacts, we also know only too well the frustration that many people find when trying to deal with huge online insurance providers who may be geographically distant in other parts of the UK or indeed anywhere in the world.

That’s why Alan Blunden  Insurance Brokers has deliberately set out to break the mould by offering a new product that in a high number of instances will allow us to offer a local price guarantee on motor insurance. Southend (and environs) residents no longer need to believe that they must deal with companies at the other end of the country or pay extra for the privilege of dealing with someone local.

Here are a few frequently asked questions that we have encountered on our new product and the principles behind it.

Surely it is always cheaper to purchase a car policy online directly from an insurance company? 

No, that is not always necessarily the case.

For example, some specialist brokers may be able to offer policies from insurance companies that are simply not available directly to the general public.

As another illustration, an experienced broker may be aware of offerings in the marketplace that a member of the general public might struggle to find themselves simply through casual internet browsing.

Finally, remember that the broker may be able to help precisely match your requirements to a policy, thereby potentially helping you to avoid paying for forms of cover that you simply don’t need.

How can I be sure that the price quoted by a local broker is competitive?

Inevitably, only by comparing it against other quotations you have received.

However, we are so confident that our prices are competitive, that we have brought to the market a new product with associated price guarantees.* terms and conditions apply.

In quick overview terms, it works like this:

• as we understand that Southend residents typically prefer the personal service that comes with dealing with a local company, we are now offering a motor policy that is only available to people living within 25 miles of Southend;

• essentially, with that product we guarantee to match any internet or other quotation you have received – though of course, that will need to be based upon the assumption that we are comparing like with like policies; and that you match the terms and conditions.

• terms and conditions will apply and you will also need to be over 21.  Some types of vehicle may not be included within this offer but we will certainly have specialised individual underwriting available for any such situations.

Why do policy prices vary so much from one company to another?

There is no one answer to this question, as it depends very much upon the nature of the cover provided by a policy, the commercial position of the policy provider and how an individual company assesses the risks of covering you.

Shopping around, however, is important and this is why our above price guarantee product might be so interesting to you if you live locally. If you find a cheap motor insurance quote online or elsewhere, come to us and we’ll match it!