Articles

August 7, 2023

Protecting your home for Winter

As Britain enjoys a pleasant enough summer and the rest of Europe swelters under a blazing sun, it might be difficult to envisage the battering that an English winter is likely to bring – and that’s only a few months away. So that you’re well and truly prepared, therefore, let’s preview just some of the […]

Employers’ liability insurance: When does an employee become an employee?

When you employ someone to work for you, you also take on responsibility for keeping them safe from harm in any of the duties they perform. That might be by way of an accident at work, or some longer-term medical condition brought on – even after many years after their employment has ended – by […]

July 17, 2023

Landlord insurance and your student tenants

There are nearly 3 million students at universities and colleges in the UK. Last year saw a 4% increase on the previous year and 2023 is likely to see still further gains. More than 6,000 different courses of study, throughout every imaginable discipline, are offered to both undergraduates and graduates at more than 130 universities […]

Summer holidays and the perils of being by the sea

The summer of 2022 marked a milestone in British summer holiday weather. For the first time in its history, the Met Office recorded a temperature high of more than 40 degrees Centigrade in a period of extreme heat that was more widespread – not to mention more intense – than during previous heatwaves. In June […]

June 12, 2023

Event insurance and parties

Whenever summertime comes around, everyone appreciates the chance to stretch their arms, legs, and sheer love of life by spending more hours outdoors. When the weather turns mild, there is probably no better place to be than out in the open air of a glorious English summer’s day. Wherever in the country you are, you’re […]

Professional indemnity insurance – who needs it?

In some lines of business, you have no choice – professional indemnity insurance (PII) is essential to the work that you do. In many other endeavours, professional indemnity insurance may provide valuable protection that might make the difference between your business surviving or going under. Let’s take a closer look at how this specialist type […]

May 15, 2023

What is the future for electric vehicles?

Electric vehicles (EVs) are becoming more popular with each passing year. More and more drivers look to them as a means of reducing the carbon footprint of their transport – and, of course, to save money on the petrol they’d otherwise have to buy. As that population of EV drivers spreads wider, a new issue […]

How will the new Consumer Duty affect clients?

For many of us, financial services represent a fairly opaque world where odd and esoteric terms often describe products and practices unavailable elsewhere. Such an unfamiliar environment leaves many a client feeling none the wiser and often vulnerable in such a market. It is especially good news, therefore, that the Financial Conduct Authority (FCA) has […]

April 18, 2023

What to do after a death

There are a number of things that need to be done after a death. Whether it’s a family member, friend, or business colleague, it can be difficult to know where to start. This brief guide aims to give you an overview of the key tasks that need to be carried out. Probably the most authoritative […]

Fleet risks – are you having lots of claims?

If you run a small to medium sized enterprise in which more than two vehicles are used for business and private use, you will appreciate the benefits of fleet insurance. By keeping the essential insurance of all your vehicles under a single umbrella, you have only one annual renewal date to monitor and manage (avoiding […]

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